How To Add Money To Paypal With A Prepaid Card

PayPal Usage Diagram

If your prepaid card has account and routing numbers that back up ACH transfers (similar FamZoo cards practise), yous tin can link it to PayPal simply like a typical bank checking account.

Why is that useful? You tin:

Pay for items using PayPal and have the funds drawn from your prepaid bill of fare. Paying with PayPal can be more than secure and flexible than paying with your carte du jour straight. Also, some merchants don't accept prepaid cards for payment.
Move funds between PayPal and your prepaid card. You lot tin can load your card with funds sitting in your PayPal account, or y'all tin pull funds off your carte into your PayPal account.
Move funds between your checking account and your prepaid card. If yous also link your checking account to PayPal, y'all can employ PayPal as a connecting hub for money movement between your checking business relationship and your menu. This is useful when your banking company or credit union does not support free direct transfers between your checking business relationship and your prepaid bill of fare.
Ship and receive payments from friends using your prepaid card every bit the source or destination of funds. You lot can designate your card every bit the source of funds when sending money to a friend. Or, when you lot receive a payment, you can motility the funds from PayPal to your card.

Linking Your Card To PayPal

The first step to using your prepaid carte du jour with PayPal is to link your card every bit a bank checking business relationship. Hither are the steps:

Sign into your PayPal account.
Click on Wallet at the top of the page.
Click on Link a banking concern business relationship. (Do not click on Link a debit or credit menu.)
Search for a nonexistent depository financial institution proper name — something silly like "foo banking concern" — because we desire to add the bank manually.
Click on Enter Your Bank Details when the search box indicates it can't observe the bank.
Select Checking.
Enter the routing number and account number associated with your prepaid card. For FamZoo cards, run across hither.
Click Agree and Link.
Click Asking Deposits. (Do not click on Ostend instantly instead. Instant confirmation requires existence able to sign into a personal account at the banking company associated with the card'southward routing number. That isn't possible for prepaid cards with centralized bank transfer handling.)

At this bespeak, PayPal initiates a starting time-fourth dimension merely security dance. Later on a couple days, two pocket-sized deposits volition appear on your carte followed by one withdrawal of the combined amount. If you turn on card activity alerts, you'll know as soon as they're delivered.

Annotation the amounts of the two deposits, and complete the linkage to PayPal as follows:

Sign into your PayPal account.
Click on Wallet at the top of the folio.
Click on the bank entry corresponding to your card.
Click on Ostend bank.
Click on Enter random deposits. (Practise not choose Ostend instantly.)
Enter the two pocket-sized amounts that PayPal deposited on your card, and click Confirm.

With the linkage to your card confirmed, you lot tin perform any of the operations beneath.

Y'all can too link your FamZoo carte du jour as a debit card (instead of a depository financial institution account) for making purchases and performing instant transfers.

Make Purchases On Your Card Through PayPal

Making purchases with your linked prepaid card through PayPal is useful when:

You don't want to enter your prepaid carte information on a site. You lot may have security concerns most the site, or y'all may just wish to avert having to update billing info in multiple places in the future when your carte expires or is replaced.
You need to pay a merchant who doesn't accept your prepaid card directly but does accept PayPal. Equally a classic example, my older kids take used this workaround finer for Uber.

If your carte is the only payment method listed on the PayPal Wallet page, and you don't carry a rest in PayPal, your card will be the source of funds when making purchases.

If you have multiple payment methods linked, you may want to ready your menu as your preferred payment method. To do so, click on your card on the Wallet page, and click on Make this preferred when paying online.

Load Your Card From Your PayPal Balance

If you have money sitting in your PayPal account, you tin can load funds onto your linked prepaid carte for costless every bit follows:

Sign into PayPal.
Link your prepaid menu as a banking company account if y'all have non already.
Click on Wallet at the top of the page.
Click on Transfer Money.
Click on Move coin out.
Specify the amount, select your linked card account as the destination, and complete the transfer.

The coin should arrive on your card inside one to 3 business concern days.

You must open a PayPal Residual Account before you tin can accumulate funds in your PayPal wallet. If your PayPal Balance and a Transfer Money link are not visible when signing into PayPal, delight come across here.

If you want to perform an instant load for a fee instead, see here.

Movement Money Off Your Card To Your PayPal Balance

You tin can move money sitting on your linked prepaid card into your PayPal business relationship every bit follows:

Sign into PayPal.
Link your prepaid card as a depository financial institution account if you have not already.
Click on Wallet at the top of the folio.
Click on Transfer Money.
Click on Add money online.
Select your linked card business relationship as the source of funds, make full in the amount, and complete the transfer.

The money should make it in your PayPal account within ane to 3 business organisation days.

Load Your Carte From Your Checking Business relationship

In nigh cases, the best fashion to load your prepaid card from your checking account is with a straight transfer from your bank or credit marriage's online banking. However, some institutions still charge a fee for ACH transfers. If you're willing to await twice as long and deal with a 2-pace functioning, you can avoid that fee by using PayPal every bit a middleman. Hither's how:

Link your checking account to PayPal using the same steps you used to link your prepaid card to a higher place. Simply use the routing and business relationship numbers for your checking account instead of your prepaid menu.
Motion coin from your checking account into PayPal using the aforementioned steps you employ to move coin from your prepaid card into PayPal. Merely pick your checking business relationship as the source of funds instead of your prepaid card.
When the funds get in into PayPal, load them onto your card every bit described higher up.

Move Money Off Your Bill of fare To Your Checking Account

This is simply the inverse of the previous recipe.

Link your checking account to PayPal.
Move coin from your prepaid carte du jour into PayPal using the the steps here.
When the funds get in into PayPal, move money from your PayPal balance into your checking account using the same steps you utilise to move money from PayPal to your prepaid bill of fare. Merely option your checking account as the destination of funds instead of your prepaid carte du jour.